OnePay Credit Card Application Process
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How do I apply for a OnePay Credit Card?#
You can apply for a OnePay Credit Card through Walmart.com, the Walmart app, or at select Walmart stores. The application process is quick and easy—you’ll receive a decision in just a few steps.
What are the requirements to apply for a OnePay Credit Card?#
To apply, you’ll need to provide a few personal details, including your phone number, full name, mailing address, date of birth, Social Security number or ITIN, income, and email address. You’ll also need to review and accept the card terms before submitting your application. Credit approval is determined by Synchrony Bank.
Will applying for a OnePay Credit Card impact my credit score?#
Checking if you’re pre-qualified uses a soft credit check and won’t affect your credit score. If you choose to submit an application, a hard credit check will be performed, which may impact your credit score.
Can I choose which card I want?#
No, you’ll automatically be considered for the OnePay CashRewards Card when you apply. Based on your application and Synchrony’s review, you may be approved for either the CashRewards Card or the Walmart Spend Card. You won’t be able to choose between them.
What if I were declined for a OnePay Credit Card?#
If your application was declined, you’ll receive an email from Synchrony Bank with more information. Customers can call Synchrony Bank directly at (866) 796-1537. Phone support is available 24/7.