Banking
trusted by
millions

Meet the financial app built to give you
more, for your money.

OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

Banking that
builds credit

Build credit with every swipe with your Builder Card.​2 Plus enjoy cash back, Early Pay,​3 high-yield Savings, and more.

Light blue OnePay debit card.
Onepay Invest

Start investing for
your future

Step into the stock market with as little as $1.*
Logo

The simple way
to crypto

Buy, sell, and track cryptocurrency in the app.**
Cash Rewards Card Logo

Credit with
unlimited cash back

Earn unlimited 3% cash back at Walmart — 
or level up to 5% cash back at Walmart with Walmart+.​6 Plus, enjoy zero annual fee.​7

OnePay CashRewards card
OnePay Later

More than one way to pay over time

Say hey to the flexible ways to pay where you love to shop.​​8

Blue shopping bag on a white surface with a wireless headphone box peeking out. Blue iPhone with Pay Later plan screen.

We take your
safety seriously

Learn about safety and security measures.
Metallic blue lock with a golden shield on it featuring a fingerprint.

Made for your
Walmart runs

Earn cash back, pay over time, and more.
Reusable blue and yellow Walmart shopping bag with gold coins stacked aside it.

What real people
really say about us

Check out these OnePay Reviews.

  • “Making my trips to Walmart even better!”

    Brandi K.

    Google Play review

  • 151K+

    Reviews on
    Google Play

  • “Best banking app ever. Would recommend to anyone.”

    April T.

    Google Play review

  • “Great money building options, and all around easy to use.”

    Desjuan B.

    Google Play review

  • “This app is easy to use. 
It helps me in tremendous ways.”

    Zach S.

    Google Play review

  • 4.9 of 5 stars

    Average rating on
    Apple App Store

  • “OnePay makes it easy to save and earn!”

    Janna B.

    Google Play review

  • “Awesome! The only card I use.”

    Darren U.

    Google Play review

OnePay

Join the millions of
customers banking
through OnePay

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.