OnePay Social Media Disclosure
Content shared by One Finance, Inc (“OnePay”) through social media is for informational purposes only. It does not constitute legal, financial, tax, or investment advice, and does not represent a recommendation, endorsement, or offer with respect to any product, service, security, or strategy. While we strive to ensure the accuracy of information shared, OnePay makes no representation or warranty, express or implied, regarding the completeness or reliability of any such content. Content is as of the date posted and subject to change without notice.
OnePay is not affiliated with any social media platform and does not control how third-party platforms use the information you share. Your use of any third-party site is at your own risk and subject to the terms and privacy policies of that social media platform. OnePay may share or provide hyperlinks to third-party content or “like” third-party posts for informational purposes only. Such actions do not constitute and shall not be construed as endorsement of any content, services, products, or viewpoints. Posts, comments, or other statements made by others are their own and do not necessarily represent the views of OnePay or are indicative of the typical consumer experience.
OnePay reserves the right to remove or restrict any content posted on its social media pages that we determine, in our sole discretion, to be inappropriate, false, misleading, or in violation of law or our terms.
For more information about how OnePay collects, uses, and protects your information, refer to our Privacy Policy at www.onepay.com/legal.
OnePay is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank or Lead Bank, Members FDIC.
Builder Card: The secured OnePay Builder Mastercard® is issued by banking partners pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined and based on your overall financial behavior; results may vary and are not guaranteed. OnePay deposit account is required. If eligible, your spending power is based on your Spend balance. Transactions using your virtual debit card are not reported. See OneProgress Services LLC (NMLS ID 2460509) Licenses.
Advance: Access to the OnePay Advance Overdraft program is provided to eligible OnePay deposit account customers at OnePay's sole discretion and is not guaranteed. Customers may qualify for $25-$300, or up to $400 for customers with $500+ in direct deposits per month. Not all eligible customers qualify for the maximum limit. Advance limits can increase over time based on certain factors, such as your direct deposit history. When you request an Advance, your Advance Pocket will be overdrafted by the requested amount plus a 3% Advance Overdraft fee. The total Advance balance is due right away. See details.
Credit Cards: The OnePay CashRewards Mastercard and the Walmart Spend Card are issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated.
OnePay Later: OnePay Later loans, a product of OnePay, are powered by Klarna and issued by WebBank.
Invest: Investment products are not insured by the FDIC, or any Federal Government agency, are not a deposit, and may lose value.
All investing involves risk, which includes the risk of loss of principal. Customers should carefully consider their investment objectives and risk tolerance prior to investing.Brokerage services are offered through One Growth Securities LLC, (“One Growth”) a registered broker dealer, Member FINRA/SIPC.
Clearing and custody provided by DriveWealth, LLC, (“DriveWealth”) a registered broker dealer, Member FINRA/SIPC.
Crypto: Cryptocurrency is highly speculative; cryptocurrencies are not insured by the SIPC, FDIC, or any Federal Government Agency, are not a deposit, and may lose value. Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC through an agreement with OneProgress Assets LLC. Trading Fees apply; see Customer Agreement for details.
When you enable OnePay Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Crypto services may not be available in all states. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. Zero Hash LLC is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.
Not investment advice or an offer, solicitation, or recommendation to buy or sell any digital asset.
Opening a OnePay deposit account is required to open a OnePay Crypto account.
Stablecoins: Stablecoins are not insured by the SIPC, FDIC or any Federal Government Agency, are not a deposit, may lose value and transfers may be irreversible.The dollars you receive are based on your stablecoin's value at the time of conversion and may be less than you sent. Stablecoin transfers and conversion are provided by Bridge Building Inc through an agreement with OneProgress Assets LLC. View Customer Agreement for additional details.
OnePay Personal Loans: OnePay Personal Loans are offered through and serviced by Upgrade, Inc. (NMLS #1548935 and DBAs) and are issued by Cross River Bank. Upgrade is a financial technology company, not a bank.
Rewards: Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. Individual reward details can be found in the OnePay app. Must have at least 25 points to make a redemption See onepay.com/rewards-terms.
Fee-free Overdraft: Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details.
Tax: OnePay does not provide tax advice or tax services. Tax e-file services through OnePay are provided by April Tax Solutions Inc. (“april”). april supports the filing of federal, state and certain local taxes. You should consult a qualified tax professional for questions about your specific circumstances.
Credit Score: The credit score provided by OnePay is your VantageScore® 4.0 by TransUnion® and may not be the credit score model used by your lender. Lenders use a variety of different types of credit scores to make lending decisions.
Wireless: OnePay Wireless is powered by Gigs, our wireless carrier partner. AT&T, the AT&T Globe Design and all other AT&T marks contained herein are trademarks of AT&T intellectual property and used under license.
Auto Insurance: OnePay is not a licensed insurance provider. Experian offers insurance from a network of insurance companies through its licensed subsidiary, Gabi Personal Insurance Agency, Inc.
© Copyright 2026 One Finance, Inc. All third party products, names, logos and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not not imply any ownership, affiliation or endorsement.