OnePay Invest App Disclosures

All investing involves risk, including the risk of loss. The past performance of a security or financial product does not guarantee future results or returns. Customers should consider their investment objectives and risks carefully before investing.

Opening a OnePay Cash account is required before you can open a OnePay Invest account. The OnePay Cash account, offered by One Finance, Inc. (an affiliate of One Growth Securities LLC), serves as the exclusive funding source for your OnePay Invest account. It is used to fund securities purchases and to receive proceeds from securities sales, dividends, interest, and any other uninvested cash related to your OnePay Invest account.

Diversification can be used to manage risk, however it does not guarantee profit or the avoidance of loss.

Charts, including charts relating to your historic portfolio valuations or performance, or relating to past prices of specific securities, are provided for informational purposes only. Charts are based on various data sources, which may include market data or other information provided by third party information providers. One Growth does not make any representation or guarantee relating the accuracy, timeliness, or completeness of charts or any information or data on which they are based.

Any fractional shares in your brokerage account(s) are illiquid outside of One Growth and not transferable. Not all investments on the platform are eligible for fractional share orders. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Customer Agreement or the Help Article: “Managing your OnePay Invest Account”

Investors should consider the investment objectives, risks, and charges and expenses of any Exchange Traded Fund (ETF) carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the ETF and should be read carefully before investing. Customers should visit the relevant ETF's details page to access a link to the prospectus. ETFs that are designed to provide investment results that generally correspond to the performance of their respective underlying indices may not be able to exactly replicate the performance of the indices because of expenses and other factors. ETF shares are bought and sold at market price, which may be higher or lower than their NAV. ETFs are required to distribute portfolio gains to shareholders at year end. These gains may be generated by portfolio rebalancing or the need to meet diversification requirements. ETF trading will also generate tax consequences. Additional regulatory guidance on Exchange Traded Funds can be found at the SEC website and at the FINRA website.

One Growth generates this feature by sourcing news from a variety of third party news sources. Any statement or opinion including regarding securities or markets, contained in such material does not reflect the views of One Growth or its affiliates and has not been reviewed or verified by One Growth. One assumes no responsibility for any statement, opinion, or advice contained in any such materials or any third party site.

One Growth does not provide tax advice. Please consult your tax advisor.

System responsiveness, likelihood of execution, execution prices execution speed, market data availability and latency, and account access times are affected by many factors, including market volatility, liquidity, size and type of order, market conditions, system performance, etc.

Overall Portfolio Return: This metric shows your total portfolio return for the current day, which consolidates all of your holdings. This return is provided for informational purposes only and as a courtesy to you. The daily return is calculated using the market close (4 p.m. ET) prices from the previous trading day.

Certain fundamental, market data, and other information is provided by one or more third party market data providers. Any such information may be proprietary to the relevant third party data provider, and is provided solely for informational purposes and it is for personal, non-commercial use and may not be copied or distributed. One Growth does not make any warranty or guarantee relating to the accuracy, timeliness, completeness of any third party information.