OnePay Invest: $5.00 Reward Bonus Terms and Conditions

Bonus Period: January 28, 2026 - March 31, 2026


This Promotion is solely offered through One Growth Securities LLC  (“One Growth” or “OnePay Invest”), and not by any of One Growth’s affiliates.


To participate in the Bonus (as defined below), you must complete the designated registration process to open a OnePay Invest account in good standing and directly receive from OnePay an email, push notification, or in-app message promoting the Bonus (each, an “Eligible Customer”) during the Bonus Period. This Bonus is non-transferable. Limit of one per Eligible Customer


An Eligible Customer who, during the Bonus Period, completes their first purchase of a security (“Stock”) in an amount of at least $20.00 will receive a $5.00 credit of the same Stock purchased, credited to the customer’s OnePay Invest account (the “Stock Reward”). This promotional offer constitutes the “Bonus.” The Stock Reward will be issued only in connection with the Eligible Customer’s first successfully completed Stock purchase and will be awarded once per Eligible Customer, based on a single qualifying purchase order. A ““OnePay Invest account” means your brokerage account offered through One Growth. 


By accepting an offer to earn a Stock Reward, you authorize and instruct One Growth to place the order(s) necessary to acquire the applicable Stock Reward on your behalf and to credit the Stock Reward to your OnePay Invest account. In connection with this Promotion, you grant One Growth limited discretionary authority solely to execute and settle the securities transaction(s) necessary to deliver each Stock Reward.


Other Information.The Promotion, the securities available through it, and any related information are provided solely for illustrative and educational purposes and do not constitute investment advice, a solicitation to buy, an offer to sell, or a recommendation of any security. No offer or solicitation is made in any jurisdiction where it would be unlawful or unauthorized. All investments involve risk and may lose value, and the value of any Stock Reward credited to your OnePay Invest account will fluctuate over time. For clarity, once a Stock Reward is credited to your OnePay Invest account, you may sell it at your discretion. ​​It may take up to (3) business days after the trade order is placed for a Stock Reward to be reflected in your OnePay Invest Account. 


Your OnePay Invest account, governed by your OnePay Invest Customer Agreement, must be open and in good standing when any Stock Reward is initiated. If your account is closed or not in good standing at that time, the Stock Reward will be forfeited. You will not be entitled to any compensation from One Growth, its affiliates, or any other party if a Stock Reward is forfeited for any reason.


This Promotion  may be modified or canceled at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this Promotion, that customer will be prohibited from further participation, and OnePay Invest reserves the right to take additional remedial action, which may include liquidating your Stock Reward held in your Invest Account. The value of any Stock rewards received by you pursuant to this Promotion may be taxable income to you. You are responsible for any federal or state taxes resulting from the receipt of any Stock Rewards and should consult your tax advisor if you have questions about the tax treatment of any Stock Rewards. 


Investment products are not FDIC Insured, not bank guaranteed and may lose value.


All investing involves risk, including the risk of loss. The past performance of a security or financial product does not guarantee future results or returns. Customers should consider their investment objectives and risks carefully before investing. 


Brokerage Services by One Growth Securities LLC, member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. 


Opening a OnePay Cash account is required before you can open a OnePay Invest account. The OnePay Cash account, offered by One Finance, Inc. (an affiliate of One Growth Securities LLC), serves as the exclusive funding source for your OnePay Invest account. It is used to fund securities purchases and to receive proceeds from securities sales, dividends, interest, and any other uninvested cash related to your OnePay Invest account.


Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.