OnePay Invest: $3.00 Stock Reward Promotion Terms and Conditions

Bonus Period: March 16, 2026 - December 31, 2026

This Promotion is solely offered through One Growth Securities LLC  (“One Growth” or “OnePay Invest”), and not by any of One Growth’s affiliates.

To participate in this Bonus (as defined below), you must have an open OnePay Invest account in good standing and directly receive from OnePay an email, push notification, or in-app message promoting the Bonus (each, an “Eligible Customer”). Opening a OnePay deposit account is required before you can open a OnePay Invest account. Eligibility and any promotional rewards are non-transferable. Limit of one Bonus per Eligible Customer.

Eligible customers who, during the Bonus Period, select a stock through the in-app offer made available within the OnePay Invest platform will receive $3.00 of the selected stock credited to their OnePay Invest account (the “Bonus”). The Bonus will be issued only upon the customer’s valid selection of a stock through the in-app offer. Such selection constitutes the customer’s affirmative election to receive the Bonus in the selected stock and to have the Bonus credited to the customer’s OnePay Invest account.

By accepting an offer to earn a Bonus, you authorize and instruct One Growth to place the order(s) necessary to acquire the applicable stock on your behalf and to credit the Bonus to your OnePay Invest account. You grant One Growth limited discretionary authority solely to execute and settle the securities transaction(s) necessary to deliver each Bonus. You agree that it is your responsibility to review and carefully consider the stock, including the information available to you through the OnePay Invest platform.  For clarity, once a Bonus is credited to your OnePay Invest account, you may sell it at your discretion. ​​It may take up to (3) business days after the trade order is placed for a Bonus to be reflected in your OnePay Invest Account.

This Offer may be combined with other promotions made available by OnePay Invest. If a particular action meets the eligibility criteria of this Bonus and other available bonuses or promotions, as determined by OnePay Invest, in its sole discretion, that action will be applied to all such bonuses and promotions to the extent permitted by each of their terms and conditions. 

This Bonus may be modified or canceled at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this Bonus, that customer will be prohibited from further participation, and OnePay Invest reserves the right to take additional remedial action, which may include liquidating your Bonus held in your Invest Account. The value of any Bonus received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from the receipt of any Bonus and should consult your tax advisor if you have questions about the tax treatment of any Bonus.

Your OnePay Invest account, governed by your OnePay Invest Customer Agreement must be open and in good standing when any Bonus is initiated. If your account is closed or not in good standing at that time, the Bonus will be forfeited. You will not be entitled to any compensation from OneProgress Assets, its affiliates, or any other party if the Bonus is forfeited for any reason.

Other Information.The Promotion, the securities available through it, and any related information are provided solely for illustrative and educational purposes and do not constitute investment advice, a solicitation to buy, an offer to sell, or a recommendation of any stock. No offer or solicitation is made in any jurisdiction where it would be unlawful or unauthorized. All investments involve risk and may lose value, and the value of any Bonus  credited to your OnePay Invest account will fluctuate over time. 

Investment products are not FDIC Insured, not bank guaranteed and may lose value.

All investing involves risk, including the risk of loss. The past performance of a stock or financial product does not guarantee future results or returns. Customers should consider their investment objectives and risks carefully before investing. 

Brokerage Services by One Growth Securities LLC, member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. 

Opening a OnePay deposit account is required before you can open a OnePay Invest account. The OnePay deposit account, offered by One Finance, Inc. (an affiliate of One Growth Securities LLC), serves as the exclusive funding source for your OnePay Invest account. It is used to fund securities purchases and to receive proceeds from securities sales, dividends, interest, and any other uninvested cash related to your OnePay Invest account.

Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.