Round-Ups
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In this article
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In this article
What are Round-ups?#
Round-ups are an easy way to save or invest every time you use your OnePay Debit Card or Builder Card. When turned on, every purchase you make is rounded up to the next whole dollar.
If the purchase has spare change, that amount is used.
If it doesn’t, a full dollar will be applied.
Round-ups happen when card transactions post to your account and are transferred at the end of each day in a single transaction.
You can choose to have your Round-ups go into:
Savings – moved into your Primary Savings balance
Crypto
Invest – invested into a stock or ETF you select
How do I turn Round-ups on or off?#
You can easily enable or disable Round-ups in the OnePay app:
Open the OnePay app
Go to the Cash section
Select the card icon
Toggle Round-ups on or off
You can also tap here to turn Round-ups on or off.
How do I view my Round-ups?#
Round-ups are moved to your chosen destination (Savings, Crypto, or Invest) the day after your purchase.
To view them:
Open Primary Savings in the app
Select Round-ups to see your history
Tap here to view your Round-ups.
Round-ups to Savings#
When you choose Savings, your spare change is moved into your Primary Savings balance.
Round-ups for Crypto#
Round-ups to Crypto let you automatically invest your spare change into cryptocurrency every time you use your OnePay Debit Card or Builder Card.
To set up Round-ups for Crypto:
Open the OnePay app
Select Cash from the Home tab
Go to Card settings > Round-ups
Under More ways to Round-up, select Crypto
Select the crypto you’d like to buy
Other way to set up:
From the Home tab, select Crypto > Settings > Round-ups
When you select Crypto, your spare change is used to place a buy order for the coin you chose.
Round-ups for Invest#
Round-ups to Invest let you automatically invest your spare change into a stock or ETF every time you use your OnePay Debit Card or Builder Card.
To set up Round-ups for Invest:
Open the OnePay app
Select Cash from the Home tab
Go to Card settings > Round-ups
Under More ways to Round-up, select Invest
Choose the stock or ETF you want
Other way to set up:
From the Home tab, select Invest > Settings > Round-ups
When you select Invest, your spare change is used to place a buy order for the stock or ETF you chose.