Receiving Wire transfers
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In this article
Can I receive a domestic wire transfer?#
Your OnePay deposit account can receive wire transfers. To know which wire instructions you should use, you must first determine whether your banking services are provided by Coastal Community Bank or Lead Bank. You can do this by following these steps:
Open the OnePay app
From the home tab, select Banking
Select the settings icon in the upper-right corner
At the bottom of the screen, you will see one of the following:
Banking services are provided by Coastal Community Bank, member FDIC.
Banking services are provided by Lead Bank, member FDIC.
In order to receive a domestic wire, the sender needs to include the following information:
Coastal Community Bank
The account number for the receiving pocket
Receiving Bank ABA/Routing Number: 125109006
Receiving Bank name: Coastal Community Bank
Bank address: 5415 Evergreen Way, Everett, WA 98203
Note: Do not send any mail/checks/etc. to this address
Lead Bank
The account number for the receiving pocket
Receiving Bank ABA/Routing Number: 101019615
Receiving Bank name: Lead Bank
Bank address: 1801 Main St, Kansas City, MO 64108
Note: Do not send any mail/checks/etc. to this address
What information do I need to receive an international wire?#
Similar to domestic wires, the information needed to receive a wire transfer is dependent on whether your banking services are provided by Coastal Community Bank or Lead bank. You can determine whether your banking services are provided by Coastal Community Bank or Lead Bank by following these steps:
Open the OnePay app
From the home tab, select Banking
Select the settings icon in the upper-right corner
At the bottom of the screen, you will see one of the following:
Banking services are provided by Coastal Community Bank, member FDIC.
Banking services are provided by Lead Bank, member FDIC.
Coastal Community Bank
You will need to provide the sender with the following to receive an international wire transfer:
Correspondent/Intermediary Bank: SWIFT: PCBBUS66
ABA/Routing Number: 121042484
Correspondent/Intermediary Bank Name: Pacific Coast Bankers Bank
Correspondent/Intermediary Bank address: 1676 N. California Blvd, Suite 300, Walnut Creek, CA 94596
Note: Please do not send any mail/checks/etc. to this address
Receiving Bank ABA/Routing Number: 125109006
Receiving Bank name: Coastal Community Bank
Receiving Bank address: 5415 Evergreen Way, Everett, WA 98203
For Further Credit To: Your name and OnePay deposit account number
Please note that Pacific Coast Bankers Bank is our intermediary bank. They will receive international wires first before forwarding the information on to Coastal Community Bank and, ultimately, OnePay.
Lead Bank
Prior to receiving an international wire, you will need to verify that the foreign bank has a correspondent/intermediary bank to handle the wire. The correspondent/intermediary bank will need the following information:
Receiving Bank ABA/Routing Number: 101019615
Receiving Bank name: Lead Bank
Receiving Bank address: 1801 Main St, Kansas City, MO 64108
For Further Credit To: Your name and OnePay deposit account number
Can I send a wire transfer?#
Although you can receive wire transfers to any of your pockets, you cannot send a wire transfer from your OnePay deposit account.
Are there fees to receive a wire transfer?#
OnePay does not charge fees to receive either a domestic or international wire transfer.
How long do Wire Transfers take?#
Funds from domestic wires will be made available on the business day they are received, or on the effective date of the transfer or payment if later than the business day received. This means domestic wires sent to OnePay before 5:00 p.m. ET will generally be posted by the end of that business day. Wires sent after 5:00 p.m. ET may not post until the following business day.
International wires sent to OnePay can take a few business days to post to a customer’s account as they are often sent through intermediary financial institutions from various time zones and may require currency conversions.
We will reach out to you via email if we need more information.