OnePay for Agents
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In this article
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In this article
What is OnePay for Agents?#
OnePay for Agents lets you connect OnePay to AI tools like Claude, ChatGPT, or Grok Bot. Once connected, the AI Agent can retrieve available OnePay data to help answer questions about your accounts, such as understanding your spending, checking your credit score history, or reviewing your rewards balance, within the AI platform’s interface.
This connection is powered by the Model Context Protocol, or MCP. MCP is a technology standard that allows AI Agents to securely retrieve data from OnePay when needed to respond to your questions.
Is this feature optional?#
Yes. Connecting an AI Agent to OnePay is optional. OnePay does not share your data with an AI platform unless you choose to set up and authorize the connection.
Which AI tools does OnePay support?#
OnePay is available for use in Claude, ChatGPT, Dots, and Grok Bot. You can also connect the OnePay MCP to an agent that you host locally, such as Claude Code or Codex.
How do I connect OnePay to an AI agent?#
The steps vary depending on the AI tool you’re using.
For ChatGPT:
Open the OnePay Plugin in the ChatGPT Plugins catalog
Tap Install Plugin
For Claude Desktop:
Open the OnePay Plugin in the Claude Plugin Directory
Tap Connect to Claude
For Grok Bot:
Tap Connect Apps
Search for OnePay and select it in the results
Tap Connect
After completing these steps, you’ll be guided through the standard OnePay authentication flow:
Verify your phone number
Enter your passcode
Review and consent to the connection between OnePay and your chosen AI tool
Once you complete these steps, the AI agent will be authorized to retrieve your OnePay data through the OnePay MCP server.
For local AI agents like Claude Code or Codex, follow the agent instructions for adding a remote MCP server. The Onepay MCP server URL is: https://mcp.onepay.com.
Which OnePay data can an AI agent access?#
AI Agents can access a growing set of data from OnePay, such as account summaries, balances, transactions, savings goals, credit card details, credit score history, crypto and investing activity, Pay Later loans, rewards, and OnePay @Work data.
The specific data available may vary by product, account status, and the AI Agent’s settings. Depending on the AI Agent and its settings, you may be able to control access to specific OnePay tools.
Depending on the AI tool, an AI agent may also be able to take actions for you with your authorization, such as placing crypto trades or moving money between your pockets. You choose whether to allow these actions when you connect to OnePay.
Is my data shared with AI platforms?#
Your data is shared with Anthropic, OpenAI, xAI, or another AI platform when you choose to authorize the connection.
Your data is shared with Anthropic, OpenAI, or another AI platform when you choose to authorize the connection.
Once you choose to share data with an agent, the use of that data is governed by the agent provider's terms and privacy policy.
How do I disconnect an AI Agent from OnePay?#
You can revoke an AI Agent’s access to your OnePay data at any time. To disconnect an AI Agent, manage your connected apps within the AI Agent’s settings. In Grok Bot, open OnePay in Connect Apps and tap Disconnect.
OnePay may also revoke access if there are changes to your account standing. After access is revoked, the AI Agent can no longer retrieve your OnePay data.