About OnePay Personal Loans
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In this article
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In this article
What is a OnePay Personal Loan?#
OnePay Personal Loans, provided through and serviced by our partner Upgrade2, are personal loans ranging from $1,000 to $50,000 for all eligible customers in the OnePay app. OnePay Personal Loans can be used to consolidate high-interest debt, pay for a large purchase, handle emergency expenses, or other personal expenses. All One Pay personal loans are subject to application review and approval.
Where can I find Personal Loans in the OnePay app?#
If available to you, Personal Loans can be found in the OnePay app on the Home page in the Discover more section. If you receive a personal loan, it will appear under Your credit on the Home screen.
2. OnePay Personal Loans are made by Cross River Bank, a New Jersey state chartered bank, operating from its Wilmington, Delaware branch location and are offered through and serviced by Upgrade, Inc. (NMLS #1548935 and DBAs). Upgrade is a financial technology company, not a bank.