About OnePay Crypto

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What is OnePay Crypto?#

OnePay Crypto lets you buy, sell, and hold cryptocurrency directly in the OnePay app.  All crypto transactions flow through your OnePay Cash account, making it simple and seamless to manage crypto alongside the rest of your OnePay accounts.

Which cryptocurrencies can I trade?#

OnePay Crypto has a select offering of cryptocurrencies. If you search for a cryptocurrency and cannot find it in the app, it means we do not currently support it. We regularly update the cryptocurrencies offered. You can check the app for updated offerings.

Who is eligible for OnePay Crypto?#

OnePay Crypto is available to all OnePay Cash customers. To open a OnePay Crypto account, you must:

  • Have an active OnePay Cash account

  • Be 18 years or older

  • Have a valid Social Security Number (SSN) (ITINs are not accepted)

  • Live in a supported U.S. territory

If you meet these requirements, you can apply directly in the OnePay app here.

What are some risks to consider before opening a Crypto account?#

Buying and selling cryptocurrency comes with risks, including the possibility of losing money. Some key risks to be aware of include:

  • Market Risk: The value of crypto can rise or fall based on overall market activity and global economic events.

  • Volatility Risk: Cryptocurrencies are known for rapid and sometimes extreme price swings.

  • Liquidity Risk: While major cryptocurrencies are generally easy to buy and sell, sudden market conditions can impact execution or pricing.

  • Technology & Security Risk: Crypto trading depends on technology, and outages, cyberattacks, or system disruptions can affect access or execution.

  • Regulatory Risk: Changes in government regulations or laws may impact crypto trading or availability.

  • No Guaranteed Returns: Crypto is highly speculative, and past performance is not a predictor of future results.

If you sell crypto for less than you paid, you may lose money. Values can change at any time, and there are no guaranteed returns. OnePay Crypto is a self-directed platform. You are responsible for making your own investment decisions.


Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies are not insured by the SPIC, FDIC, or any Federal Government Agency, are not a deposit, and may lose value. Trading Fees apply; see Customer Agreement for details. Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC through an agreement with OneProgress Assets LLC. View additional disclosures here.

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