Walmart, gas,
or dining?
Earn 3% cash back
On up to $150 spent per month when you bank through OnePay.1
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
- Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See OnePay Rewards Terms.
Earn cash back on what matters most to you: Walmart, gas, or dining. Change your category each month to match your spending habits.
Here's how it works
01
Open an account and start banking through OnePay
02
Choose your cash back category and shop as usual
03
Watch your points come in and redeem for cash back
There’s more to love about OnePay
3.35% APY on Savings2
Earn 3.35% APY on Savings.
Get paid up to 2 days early3
Payday’s better when it’s early. Get your money up to 2 days faster with Direct Deposit.
Ditch the monthly fees
Better banking to help you save.
Frequently asked questions
When banking through OnePay, you have a deposit account that includes a Checking section and a Savings section. Your Primary Savings, savings pockets, and goals may look or feel separate, but they are all part of your OnePay deposit account.
Yes! OnePay Rewards give you an easy way to earn OnePay Points on some of your favorite brands when you shop with your OnePay debit or Builder Card. You're able to redeem the points you've earned for cash back directly into your OnePay deposit account through the OnePay app once you have 25 OnePay Points or more.4 Learn more about OnePay Rewards.
Yes, OnePay is free to use. There are no monthly fees, no minimum balance requirements, and no hidden charges to open or maintain your account.
There is no overall limit to how many OnePay Points you can earn. However, individual rewards may have limits on how many points you can earn, which will be communicated to you along with the other reward details.
Join the millions of
customers banking
through OnePay
OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.