Budgeting and Saving with OnePay @Work

Share

In this article

How do I save with OnePay @Work?#

@Work Save is a way to set aside money from your paycheck. To start saving, go to the @Work section in your OnePay app.

  • Open the OnePay app

  • Tap the @Work tile

  • Tap Settings

  • Select Setup @Work Save and follow the on-screen prompts

You can choose a percentage of your pay to save, and that amount is set aside before your paycheck is made available. The money is placed into your @Work Save pocket, where you can transfer or withdraw it when needed.

If you don’t have a OnePay Cash account, you may be prompted to create one during setup.

What's the difference between my bank balance and the “Okay to spend” amount OnePay @Work shows me?#

Your “Okay to spend” amount is your bank balance minus money set aside for upcoming bills and other planned expenses.

This amount is meant to reflect what may be available for everyday spending.

To help keep this amount accurate, make sure your bills and income are added in the Budget section of OnePay @Work.

Is my “Okay to spend” balance up to date?#

OnePay @Work updates your balance 3 times a day: once in the morning, once around midday, and once in the evening.

Where are my OnePay @Work Save funds?#

Any funds deducted from your paycheck using the OnePay @Work Save feature are deposited into your OnePay @Work Save pocket on payday. Those funds will be available to withdraw/transfer whenever they settle in your “@Work Save” pocket.

How do I update my @Work Save preferences?#

You can update your @Work Save preferences at any time in the OnePay app.

To change your savings amount:

  • Open the OnePay app

  • Tap the @Work tile

  • Tap the Settings icon

  • Select Manage Save

  • Tap Edit next to your current amount

  • Enter a new percentage and tap Continue

To pause or turn off saving:

  • Open the OnePay app

  • Tap the @Work tile

  • Tap the Settings icon

  • Select Manage Save

  • Toggle @Work Save on or off

Changes apply to future paychecks.

Still have questions?

Contact us on phone

24 hours a day, 7 days a week

+1 (855) 830-6200
In-app chat support

Get help 24/7 via our in-app chat.