Earn $1/gal cash back on gas every Wednesday1
Activate a gas offer and fill up at 19k+ participating gas stations with your OnePay Builder Card. Ends January 15.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
- Bonus Term: 10/07/2026 – 01/15/2027. Each Wednesday (from 12:00 AM–11:59 PM Pacific Time) during the Bonus Term, purchases of gas made only with an eligible OnePay debit or Builder Card using a OnePay Reward gas offer ("Gas Offer") can earn $1 cash back per gallon, subject to the limitations of the Gas Offer used (e.g. spend caps or gallon caps). Only purchases made on a Wednesday qualify for this Bonus. The $1 cash back per gallon is the total amount earned on a qualifying purchase. It replaces, and is not in addition to, the cash back amount stated in the OnePay app for the Gas Offer used. Purchases made with a OnePay CashRewards Card or third-party cards linked in the OnePay Wallet are not eligible for this Bonus. Gas Offers are not available in New Jersey or Wisconsin. Caps vary by Gas Offer and details can be found in the OnePay app. This Bonus may be modified or canceled at any time, with or without notice.
Here's how it works

01
Start banking through OnePay
Sign up quickly. No monthly fees, no hassle.

02
Activate a gas offer in the app
Fill up at a participating gas station. Excludes NJ and WI.

03
Earn $1/gal cash back
On Wednesdays. Ends January 15. Cash back earned as OnePay Points.
Plus, earn 25¢/gal cash back on your first gas fill-up2
Get extra rewarded when you pay with OnePay at participating gas stations.

Earn 3% cash back on gas
On up to $150 spent per month when you bank through OnePay with the OnePay Builder Card.3

There’s more to love about OnePay
3.35% APY on Savings4
Earn 3.35% APY on Savings.
Get paid up to 2 days early5
Payday’s better when it’s early. Get your money up to 2 days faster with Direct Deposit.
Ditch the monthly fees
Better banking to help you save.
Join the millions of customers
banking through OnePay
OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Frequently asked questions
When banking through OnePay, you have a deposit account that includes a Checking section and a Savings section. Your Primary Savings, savings pockets, and goals may look or feel separate, but they are all part of your OnePay deposit account.
Yes! OnePay Rewards give you an easy way to earn OnePay Points on some of your favorite brands when you shop with your OnePay debit or Builder Card. You're able to redeem the points you've earned for cash back directly into your OnePay deposit account through the OnePay app once you have 25 OnePay Points or more.6 Learn more about OnePay Rewards.
Yes, OnePay is free to use. There are no monthly fees, no minimum balance requirements, and no hidden charges to open or maintain your account.
There is no overall limit to how many OnePay Points you can earn. However, individual rewards may have limits on how many points you can earn, which will be communicated to you along with the other reward details.