Earn 3% cash back on gas1
On up to $150 spent per month, with eligible deposits.
1. Only available to customers who either (i) received $500+ in direct deposits or (ii) had a total balance of $5,000+ at the end of the previous month. Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Customers can choose to earn at Walmart, on gas, or on dining. Eligible purchases are based on MCC. See OnePay Rewards Terms.
Save more every time you fill up. Choose gas as your monthly cash back category and earn 3% back at gas stations nationwide.
Here's how it works
01
Open a OnePay account and meet the eligible deposits requirement
02
Choose gas as your cash back category and start spending
03
Watch your points come in and redeem for cash back!
Earn an extra $1/gal cash back every Wednesday2
This summer, activate the offer in-app and fill up at 18k+ participating stations.
Plus, get 25¢/gal cash back on your first gas fill-up3
When you pay with OnePay at your selected gas station.
There’s more to love about OnePay
3.35% APY on Savings3
With eligible deposits, on Savings balances up to $250,000.
Get paid up to 2 days early4
When you receive your paychecks through Direct Deposit.
No monthly fees
Enjoy better banking with no monthly fees or minimum balances.
Join the millions of
customers banking
through OnePay
OnePay is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Frequently asked questions
To get Banking+, all you have to do is receive $500+ in Direct Deposits in a calendar month or have a total account balance of $5,000+ at the end of the previous month.
When you bank through OnePay, you can earn points at Walmart, gas stations, restaurants, and other top brands.
Each month, you must choose a cash back category in order to earn OnePay Points. You can choose between Walmart, gas, or dining. If you do not select a category, you will not earn points until one is selected. You will have to select a category again the following month to keep earning.
With Banking+, you can earn 3% cash back, which means you earn 3 points per $1 spent, up to a maximum of $150 in purchases per month on your selected cash back category for that month. That’s up to 450 points earned per month (redeemable for $4.50 in cash back per month, $54 per year). With Banking+, if you hit the monthly cap, you still earn 1 point per $10 spent on your selected category for the remainder of that month.
If you don’t have Banking+ benefits, you have unlimited 1 point per $10 spent on your selected category.
You can tap here to check the OnePay app for your latest rewards!
When banking through OnePay, the following fees apply, as provided in the Deposit Account Agreement. Some fees can be avoided when you become a customer with Banking+ benefits by receiving $500 or more in eligible direct deposits per month or if you have a total account balance of at least $5,000 at the end of the previous month.
There is no overall limit to how many OnePay Points you can earn. However, individual rewards may have limits on how many points you can earn, which will be communicated to you along with the other reward details.