Get Fee‑Free
Overdraft
When you bank through OnePay with eligible deposits.1
OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
- Fee-Free Overdraft is available to OnePay deposit accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details.
Get covered when you need it
Savings Backup automatically moves available funds from your primary Savings balance to cover transactions, before overdraft kicks in.
There’s more to love about OnePay
3.35% APY
on Savings2With eligible deposits, on Savings balances up to $250,000.
Get paid up to 2 days early3
When you receive your paychecks through direct deposit.
No monthly fees
Enjoy better banking with no monthly fees or minimum balances.
3.35% APY on Savings2
With eligible deposits, on Savings balances up to $250,000.
Get paid up to 2 days early3
When you receive your paychecks through direct deposit.
No monthly fees
Enjoy better banking with no monthly fees or minimum balances.
Join the millions of
customers banking
through OnePay
OnePay is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.