Earn cash back on
offers near you in
the OnePay app
Cash back earned as points.1
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Offers that match where you are. Find nearby rewards on gas, restaurants, and convenience stores — updated regularly in the app.
Here's how it works
02
Go to the “Near You” tab in the app
Select the offer available in your area and activate it.
03
Pay and earn points
Use OnePay at check out and earn cash back.
There’s more to love about OnePay
Get even more cash back, high-yield Savings, and no monthly fees, all in one place.
3% cash back on Walmart, gas or dining2
Earn on up to $150 spent per month, with eligible deposits.
3.35% APY on Savings3
With eligible deposits, on Savings balances up to $250,000.
Get paid up to 2 days early4
When you receive your paychecks through Direct Deposit.
What real people really say about us
“Great money building options, and all around easy to use.”
Desjuan B.
Google Play review
“It’s like taking a percent off our grocery bill.”
Kevin
“OnePay makes it easy to save and earn!”
Janna B.
Google Play review
Start earning rewards near you with OnePay
Frequently asked questions
There are lots of ways to use your OnePay Points! Redeem them for cash back into your OnePay deposit account, apply them as a statement credit to your OnePay CashRewards Card or OnePay Walmart Spend Card, or use your redeemed cash back to buy crypto with OnePay Crypto or invest in stocks with OnePay Invest.
Yes! OnePay Rewards give you an easy way to earn OnePay Points on some of your favorite brands when you shop with your OnePay Builder Card. You’re able to redeem the points you’ve earned for cash back directly into your OnePay deposit account through the OnePay app once you have 25 OnePay Points or more.5 Learn more about OnePay Rewards.
There's no cap on the total amount of cash back you can earn through OnePay Rewards. However, certain rewards may have limits. For each reward, be sure to review reward details in the OnePay app or in promotional communications. Read the OnePay Rewards Terms for more information.