Get more for
your savings

3.35% APY¹ is 8x the National Average.²

OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

3.35% annual percentage yield (APY) applies to the Savings balance of OnePay Cash accounts that have either (i) received $500+ of Direct Deposits in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.35% APY is also earned on Pay Autosave and ONE@Work Save balances without deposit or balance requirements. 3.35% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 10/7/2025, but may change at any time before or after account opening.
Based on FDIC’s National Deposit Rate for Savings as of 1/20/26. See FDIC website for more information.

There’s more to love about OnePay

Save smarter with Goals
Create up to 3 Goals to help you save and keep you organized.
Save more with
Pay Autosave
Automatically set aside any percentage or dollar amount of each eligible direct deposit and earn 3.35% APY² on that amount.
Save simply
with Round‑ups
Level up your banking with perks that pay.
Get paid up to
2 days early³
When you receive your paychecks through direct deposit.
3% cash back
on Walmart, gas
or dining⁴
On up to $150 spent with your OnePay Builder Card per month, with eligible deposits. Cash back earned as points.
No monthly fees
Enjoy better banking with no monthly fees or minimum balances.

Save smarter with Goals
Create up to 3 Goals to help you save and keep you organized.
Save more with Pay Autosave
Automatically set aside any percentage or dollar amount of each eligible direct deposit and earn 3.35% APY² on that amount.
Save simply with Round-ups
Level up your banking with perks that pay.
Get paid up to 2 days early³
When you receive your paychecks through direct deposit.
3% cash back on Walmart, gas or dining⁴
On up to $150 spent with your OnePay Builder Card per month, with eligible deposits. Cash back earned as points.
No monthly fees
Enjoy better banking with no monthly fees or minimum balances.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.