Build credit
with zero fees
or interest

Available when you bank through OnePay, with eligible deposits.¹

OnePay is a financial technology company, not a bank.
Loans through OneProgress Services LLC (NMLS ID 2460509)
and banking services through OnePay are provided by Coastal
Community Bank or Lead Bank, Members FDIC.

Want to boost your credit +38 pts? Customers with credit under 600 saw an average 38 point boost after just 6 on-time payments. Credit Builder Loan available when you bank through OnePay Cash with eligible deposits. ²

Zero sounds pretty good

Zero fees
Set aside just $1 a month³ for 12 months and get it all back in the end. 
Zero interest
You won’t pay any interest, and there’s no cancelation fee if you end Credit Builder Loan early.
Zero stress
Autopay makes it easy to set aside your $1 a month,³ and we take care of the rest.

Zero sounds pretty good

Zero fees
Set aside as little as $1 a month³ for 12 months and get it all back in the end.
Zero interest
You won’t pay any interest, and there’s no cancelation fee if you end Credit Builder Loan early.
Zero stress
Autopay makes it easy to set aside your $1 a month,³ and we take care of the rest.