OnePay Invest: Round-ups Bonus offer Terms and Conditions

Bonus Period: November 3rd 2025 - May 31st 2026

To participate in the Bonus (as defined below) 

you must open a OnePay Invest account, be in good standing and directly receive from OnePay an email, push notification, or in-app message promoting the Bonus (each, an “Eligible Customer”) during the Bonus Period. This Bonus is non-transferable. Limit of one per Eligible Customer


An Eligible Customer who has enabled Round-Ups and selects a OnePay Invest account as their “Round-Up” destination will receive cash back equal to the amount of their stock purchases through the Round-ups feature, during the Bonus Period, up to a max of $5.00 cash back in total (the “Bonus”).  You will not receive any cash back for your stock purchases through Round-Ups after reaching the maximum amount of cash back offered through this Bonus.  


Cash back is provided in the form of OnePay Points, which can be redeemed into a OnePay deposit account or a statement credit to a OnePay credit card subject to the OnePay Rewards Terms. Points will be credited within five (5) business days following the settlement date of the applicable stock purchase made through the Round-Ups feature. For example, if you authorize a OnePay Debit Card purchase of $9.01, $.99 will be the Round-up amount invested in your pre-selected stock. Once the $.99 purchase of your pre-selected stock settles, you will then be credited with 99 points. 


Other Information.The Bonus, the cash back available through it, and any related information are provided solely for illustrative and educational purposes and do not constitute investment advice, a solicitation to buy, an offer to sell, or a recommendation of any security. No offer or solicitation is made in any jurisdiction where it would be unlawful or unauthorized. All investments involve risk and may lose value.


Your OnePay Invest account, including the Round-ups feature, is governed by your OnePay Invest Customer Agreement, If your Invest account is closed or not in good standing when any OnePay Points are credited, your OnePay Points may be forfeited. You will not be entitled to any compensation from One Growth Investments LLC, its affiliates, or any other party if OnePay Points are forfeited for any reason. 


This Bonus  may be modified or canceled at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this Bonus, that customer will be prohibited from further participation, and OnePay reserves the right to take additional remedial action,which may include revocation of OnePay Points and recovery of cash back deposited into that customer’s OnePay deposit account. OnePay may issue an IRS Form 1099-MISC, or other appropriate forms relating to OnePay Points earned through this Bonus. 


All investing involves risk, including the risk of loss. The past performance of a security or financial product does not guarantee future results or returns. Customers should consider their investment objectives and risks carefully before investing. 


Brokerage Services by One Growth Securities LLC, member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. 


Investment products are not FDIC Insured, not bank guaranteed and may lose value.


Opening a OnePay deposit account is required before you can open a OnePay Invest account. The OnePay deposit account, offered by One Finance, Inc. (an affiliate of One Growth Securities LLC), serves as the exclusive funding source for your OnePay Invest account. It is used to fund securities purchases and to receive proceeds from securities sales, dividends, interest, and any other uninvested cash related to your OnePay Invest account.


Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.